Own Art Plus gives you the opportunity to spread the cost of purchasing Fine Art over 10 months, interest free! Joseph Fine Art becomes one of only 25 art galleries in the UK offering this particular financing programme for their clients.
WHAT IS IT?
Own Art Plus offers interest-free finance, payable over 10 months. The minimum is £2500, maximum £25,000. The credit provider is Hitachi Capital (UK) who provide interest-free credit through many large retailers as well as approved galleries.
WHAT CAN I BUY?
Own Art Plus finance is available for the purchase of works by any artist, living or dead, who was born after 1900. It can be used to purchase originals or limited edition prints subject to the edition being no bigger than 150.
Own Art Plus finance can be used to purchase selected works in the gallery costing between £2500 and £25,000, it can also be used to purchase more than one work at a total value of between £2500 and £25,000 - or to finance part of a more expensive acquisition.
DO I QUALIFY?
Generally, in order to qualify for a loan you must have been a UK resident for the past 12 months. You can be employed or self-employed, if you don't work but your partner does you can still apply.
HOW DO I APPLY?
If you're in the gallery we can process your Own Art Plus application there and then. It's a very simple process which requires minimal information to be provided. With an instant approval you are able to take the art away with you when you leave!
If you would prefer to apply in the comfort of your own home simply select your purchase and we can email you a link to your own personalised application. Once it's processed and approved you can collect the art from us or we can deliver it to you (charges may apply).
Lastly we can take your application over the phone, we will need just a few minutes of your time.
WHAT HAPPENS NEXT?
Once you are approved you can either take your art with you straight away or we can arrange delivery. Payment will be collected by Direct Debit each month, the first payment will be approximately 4 weeks after your application is approved.
WHAT IF I WANT TO MAKE ANOTHER PURCHASE?
You are not restricted to just one loan at any given time, it is possible to have numerous loans running concurrently (subject to status at each application).